VA Approved Condo List And Approval Process

I'm asked often whether a condo I have listed is "approved".  Since I work in a military heavy area I use the condo searches below before I list a property so I can put the information in the MLS and be able to answer a buyer or their agent's question right away.

 If I'm working with a buyer looking for a condo and know they want to use FHA or VA to buy before we write an offer I check these links as well.



VA Approved Condo List And Approval Process.  One of my favorite Mortgages to do are VA Mortgages.  VA Mortgages are one of my favorite Mortgages, not because they are easy to do, they are not, but because it is a way for me to give back to the men and women that have bravely served or country.

Many of the younger Veterans have limited income, as most younger Borrowers do, so they often start off purchasing a condominium as their first property.  This means that in order for them to be able to use their Veterans Eligibility Benefit towards the purchase of a condo, the condo needs to be on the VA Approved Condo List, just like condo's have to be on a FHA Approved Condo List to purchase a condo with a FHA Mortgage.

While Realtors that work with Veteran's on a regular bases are aware of this, most other Realtors as well as some Loan Originators are not.  The VA and FHA Approved Condo Lists  use to be very similar, but with the new certification requirements that FHA put in place in 2010 for condo complexes to have to re-certify every two year, many condos are no longer on the FHA Approved Condo List.  However, VA does not have the same requirement for condos to be re-certified every two years.  Once a condo is on the VA Approved Condo List it does not have to be certified again.  Presently there are several condos on the VA Approved Condo List that are not on the FHA Approved Condo List.  To compare the two lists for your area simply click on the two links below.

NOTE: When looking up a VA Condo, DO NOT fill in the County)


If the a Condominium Complex is not on the VA List, it can be added by going through a similar certification like FHA.  Below are a list of documents that are required to be submitted to obtain VA Condo Certification.



Let's do everything that we can to assist our Veterans achieve the American Dream of Homeownership, by educating ourselves about ways that we can help make that dream come true for them.  Being familiar with the VA Approved Condo List And Approval Process is one way that we can do that.



 Info about the author:

George Souto is a Loan Officer who can assist you with all your FHA, CHFA, and Conventional mortgage needs in Connecticut. George resides in Middlesex County which includes Middletown, Middlefield, Durham, Cromwell, Portland, Higganum, Haddam, East Haddam, Chester, Deep River, and Essex. George can be contacted at (860) 573-1308 or gsouto@mccuemortgage.com

                                   Real People*Real Lives*Real Estate

If you are interested in learning more about the Northern Virginia Real Estate market including Alexandria, Arlington, Fairfax and Prince William Counties give Cindy Jones and Integrity Real Estate Group a call at 703-346-2213.

Military Relocation Specialist serving military families relocating to and from the Pentagon, Fort Belvoir, Quantico MCB and all of the Military District of Washington installations. 

Military Relocation Professional

Check out www.varealestatetalk.com and www.cjrealtygroup.com for more information.

Integrity Real Estate Group
Real People*Real Life*Real Estate

Licensed in the Commonwealth of Virginia



Comment balloon 2 commentsCindy Jones • April 19 2013 04:55AM


Cindy that is a smart practice to have.  Thank you for the re-blog.

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) over 6 years ago

This is a very good choice for a re-blog. And, I hope you will use this topic in future blogs. Many agents think that the HUD approval list is the same as what is required by VA.

Posted by Roy Kelley (Realty Group Referrals) over 6 years ago

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